Unlike banks, credit unions are not-for-profit organizations that are owned by the members of that credit union. Banks are for-profit institutions owned by shareholders.  Once you join a credit union you are officially a part-owner of the institution. Every member, regardless of the balances in their account, can cast a vote to elect the credit union’s board members.

Because of these reasons, we are able to pass substantial savings on to our members in comparison with other financial institutions. You could save hundreds – perhaps thousands – of dollars each year by using credit union services as opposed to a commercial bank.  As a member-owned financial institution, H-E-B Federal Credit Union returns operating profits to our members, so you can enjoy:

  • Competitive loan rates
  • Higher rates of return on investments
  • Free financial planning resources
  • Member-focused personal attention
  • And much more!

 Not a member yet?

Joining is easy! You can open an account with H-E-B Federal Credit Union with as little as $25. Learn more about membership eligibility and sign up for an account today!