An overdraft fee is assessed when you withdraw more money than you have available in your account.


Our current overdraft fees are listed on the Fee Schedule.


At HEBFCU, it is important to us to provide added value to the products and services we offer. That's why we offer Overdraft Protection for PremierClassic and Basic Checking Accounts.


Plus, you can choose from two methods to protect your account. The first choice is to have funds transferred from another deposit account at the Credit Union. With your pre-authorization, we can transfer available funds in $25 increments to protect your checking account.


Once you arrange for Overdraft Protection, chances are you'll never experience the inconvenience or expense of a returned check. And Overdraft Protection is extremely affordable; see the Fee Schedule for applicable charges.


The second choice is to use a Line of Credit to prevent overdrafts. If you don't have a Line of Credit, you can apply online. Once approved, funds are transferred in $25 increments - up to your available limit - to protect your account.