No credit is given if the payoff balance is less than the GAP insurance is willing to pay.


When you’re ready, you can apply for a new or used auto loan online! To use this option, you must already be a member. Entering your membership information will trigger the system to automatically complete much of the application and therefore reduce your application processing time.


Use our online calculator to see how much car you can afford, and don’t forget that we also offer loans on Boats & Recreational Vehicles as well as New & Used Motorcycles.


Not a member yet?


Joining is easy! You can open an account with H-E-B Federal Credit Union with as little as $25. Learn more about membership eligibility and sign up for an account today!