If you deposit a check into your account and the check does not clear the “paying” financial institution, the check will be charged back to the account where the deposit was made. H-E-B Federal Credit Union assesses a fee.

Please see our up-to-date Fee Schedule for more information.

There are various practices you can follow to ensure that your checks always clear, including:

  • Never write checks without available funds
  • Balance your checkbook regularly
  • Obtain overdraft protection through H-E-B Federal Credit Union

Monitor your available balances via NetBranch Online Banking.